However Miss J, when you're trying to save what you can to live overseas, a big fat money tree can sure come in handy.
Everyone knows saving for that dream trip comes with a price tag and a long list of budgeting sacrifices, and it can be even harder when you have a short time frame to save, you're a working student or you have a few annoying credit cards and loans to pay off.
But fear not fellow adventuring enthusiasts, miracles do happen! That plane ticket and a big bucket of loonies and toonies can be yours.
You just need a bit of faith, a real close look at your spending habits and make a saving plan pronto!
Yes, yes; budgeting can be as painful as seeing another pointless Instagram of your selfie-absorbed friend, but I can tell you, it will be worth it at the end. @amanda_maguire
I have been on a spending detox for a while now and I have managed to survive and save a tone of cash, however I have noticed I 've develop a condition I like to call, 'Stingy Tight Ass Syndrome'.
When I first looked at my financial situation, I put my accountant hat on and had my monkey assistant add up the figures. I almost pulled the plug on the whole show. It seemed impossible.
How on earth was I going to come up with thousands of dollars to pay for flights and winter gear, when I already had a hefty credit card to pay off and still afford my everyday essentials?
Then I had one more look (but this time I got into character and pretended I was financial guru Kochie, by wearing a beige swimming cap, my reading glasses and forced my flat mate, Ashley, to put on a blonde wig and lipstick to play Mel. He wasn't too impressed)
Its was possible! I looked at EVERYTHING I was spending my money on.
Rent, car insurance, health insurance, phone plans, gym fees, grocery shopping, transport to work and absolutely everything in between I spent my pay on.
First things first, I made paying off that nasty credit card my number 1 priority. No excuses!
Next, I cut out the 'crap' I could live without (magazines, gym, paid parking) and chose cheaper options for things I do really need (phone plan, car insurance, soy lattes). Simple.
At the beginning it was a pain in the backside and a little stressful, but just trust me.
Keep with it, and you will soon start to see a mighty fine figure in your bank account, and not on your credit card statement.
So here's to happy Saturday nights in on couch, with my 2 minute noodles and cheap wine. CHEERS!
Until next time cherubs
Amanda x
Yes, yes; budgeting can be as painful as seeing another pointless Instagram of your selfie-absorbed friend, but I can tell you, it will be worth it at the end. @amanda_maguire
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| Thumbs up for my rad sweater #itwasonsale #ishouldhostplayschool @amanda_maguire |
I have been on a spending detox for a while now and I have managed to survive and save a tone of cash, however I have noticed I 've develop a condition I like to call, 'Stingy Tight Ass Syndrome'.
Symptoms include:
- Obsessing about using the absolute last drop of my Moroccan hair oil , the last dollop of the toothpaste and the last smige of lip balm until it's bone dry.
- Forgetting my bank card PIN number, because it's been so long since I last used it.
- My pick up line at the bar is "So what drink are you buying me?"
- Sentencing myself to house arrest, in fear of going outside and spending money.
- Finding anyway I can to get a free feed, including samples at the supermarket to inviting myself over for dinner to my parents, even when they're not home
- My favourite meal to order is 'Soup of the day'
- I scramble for that 5 cent piece I dropped on the ground, when I would normally let it roll away.
- My Facebook status reads "Found a $5 note in an old pair of jeans! BEST DAY EVER!"
- The pantry is overflowing with 2 minute noodles because Coles had an awesome special happening.
 |
| "Let see what happens when I eat 2 minute noodles every night for the next 3 months" #selfie#broke #poor # saving #mystomachisfucked |
 |
| "My worst Nightmare "#selfie #expensivetaste #whyyyyy??? #broke #myhairisfucked |
 |
| "hang in there mate, just 2 more days till pay day!" #selfie #broke #saving #sad #myteetharefucked |
How on earth was I going to come up with thousands of dollars to pay for flights and winter gear, when I already had a hefty credit card to pay off and still afford my everyday essentials?
Then I had one more look (but this time I got into character and pretended I was financial guru Kochie, by wearing a beige swimming cap, my reading glasses and forced my flat mate, Ashley, to put on a blonde wig and lipstick to play Mel. He wasn't too impressed)
(PLEASE NARRATE THE NEXT PARAGRAPH WITH KOCHIES VOICE IN YOUR HEAD)
Rent, car insurance, health insurance, phone plans, gym fees, grocery shopping, transport to work and absolutely everything in between I spent my pay on.
First things first, I made paying off that nasty credit card my number 1 priority. No excuses!
Next, I cut out the 'crap' I could live without (magazines, gym, paid parking) and chose cheaper options for things I do really need (phone plan, car insurance, soy lattes). Simple.
At the beginning it was a pain in the backside and a little stressful, but just trust me.
Keep with it, and you will soon start to see a mighty fine figure in your bank account, and not on your credit card statement.
So here's to happy Saturday nights in on couch, with my 2 minute noodles and cheap wine. CHEERS!
Until next time cherubs
Amanda x
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